Virginia SR22 and FR44 Insurance

Virginia Requires an SR22 Filing (SR22 insurance) for Several Reasons, Including:

• Failure to carry mandatory insurance
• Unsatisfied judgment
• Making a false affidavit to the DMV
• Any felony involving the use of a motor vehicle
• Leaving the scene of an accident that involved the injury of another person
• Operating a vehicle for hire without license, second offense

Virginia Requires an FR44 Filing (FR44 insurance) for the Following Reasons:

• Driving while under suspension
• DWI

Virginia SR22 Liability Requirements

You mut carry 25/50/20 coverage. That means:

• $25,000 maximum paid by the insurance company for a single injury.
• $50,000 maximum paid by the insurance company for multiple injuries.
• $20,000 for any property damage.

How Long Do I Need To Maintain Virginia Non Owner SR22 Insurance?

Virginia non owner SR22 insurance must be kept for three years in most cases.

What Offenses Can Result a Virginia SR22 Insurance Requirement?

• Child support or neglect cases
• Excessive points on driver’s license
• Uninsured auto accidents
• Legal judgments
• Driving without minimum mandated insurance coverage

A Virginia SR22 insurance policy involves an agreement between your insurance company and the Virginia DMV. When your insurance company issues an SR22 form, they are issuing a guarantee that you at least have minimum liability coverage and that they will notify the DMV if your coverage should ever lapse for any reason. An FR44 insurance policy is similar to an SR22 policy, except that the minimum liability limits of the SR22 policy are doubled.

If you have an SR22 or FR44 requirement, and you do not own or have regular access to a vehicle, you can purchase non-owner SR22 or non-owner FR44 insurance.

While we shop MANY companies to find the lowest rate available, be careful to not shop on price alone. You’re going to want an agent/agency that’s familiar with the system so your policy is properly submitted and acknowledged by the DMV. We sell thousands of SR22’s and FR44’s every year, which makes us experts in this market. Improperly submitted paperwork is often an issue with lesser experienced agencies. This can cause you to owe additional fees, incur a longer suspension duration, and/or other unwanted repercussions. Experience is critical!

FR44 & SR22 Experts, LLC Specializes in Virginia SR-22 insurance products. With thousands of policies sold, FR44 & SR22 Experts, LLC has the resources, experience, and customer support to find you the right policy at the lowest price. As Insurance Brokers, we're not tied to any specific company. Our objective is to find the right product that matches your legal requirements and budget. We routinely find Virginia SR-22 policies that are hundreds of dollars less than competing quotes... simply by shopping the market at the time of purchase. Call Now or enter your information into our Quoting Engine!

Call us today for a Free, Professional, No Obligation quote. 1-855-678-6977.