Cheapest FR44 Insurance in Florida – Get DMV-Approved Coverage Today
f you're searching for the cheapest FR44 insurance in Florida, you're not alone. Many drivers are faced with the unexpected challenge of needing an FR44 after a DUI or other serious driving offense. And when that happens, finding coverage that is both DMV-approved and affordable can feel overwhelming. At MyFloridaFR44.com, we specialize in helping Florida drivers just like you get back on the road with low cost FR44 Florida insurance — without sacrificing reliability, support, or compliance.
We understand the stress involved in meeting Florida’s strict FR44 requirements. That’s why we’ve built our service around offering the cheapest FR44 insurance in Florida that is fully compliant with the Florida Department of Highway Safety and Motor Vehicles (FLHSMV). From fast electronic filings to flexible payment options, our goal is simple: make the process smooth, affordable, and fast.
Why Do You Need FR44 Insurance in Florida?
An FR44 certificate is required when a driver has been convicted of certain offenses, most commonly a DUI. The state of Florida mandates higher liability coverage limits for FR44 policies than for standard insurance, which means your policy must meet specific criteria to be accepted by the DMV. Not all providers offer these policies, and those that do often charge significantly more.
That’s where we come in. We focus solely on FR44 and SR22 filings, making us experts in securing the right policies quickly, efficiently, and at the best rates possible.e best rates possible.
Why We Offer the Cheapest FR44 Insurance in Florida
There’s a reason so many Florida drivers turn to us for FR44 help — we’ve streamlined the process and built a strong network of trusted insurance carriers that specialize in affordable DUI insurance Florida options.
Here’s how we consistently offer the lowest prices:
Volume Pricing
We issue a high volume of FR44 policies each month. This allows us to negotiate better rates with our carrier partners and pass those savings directly to you.
No Hidden Fees
Transparency builds trust. You'll never see surprise charges or last-minute add-ons. We provide FR44 quotes without hidden fees, so you know exactly what you’re paying for.
DMV-Approved Policies
Every policy we issue is fully compliant with Florida DMV requirements. That means no delays, no rejections, and no headaches — we file your certificate electronically and in real time.
Focused Specialization
Because we specialize exclusively in FR44 and SR22 policies, our team is faster, more knowledgeable, and more efficient than general auto insurance agencies.
Flexible Payment Options
Whether you prefer to pay in full or need a monthly payment plan, we’ll find an option that fits your budget. Affordable doesn't have to mean limited flexibility.
What’s Included in Our Cheapest FR44 Insurance in Florida
When you request a quote from MyFloridaFR44.com, you’ll get more than just a price — you’ll get clarity. Our FR44 policies include:
Liability coverage that meets or exceeds Florida’s required limits
Real-time electronic filing with the DMV
Immediate proof of insurance
Optional coverage add-ons like uninsured motorist, medical payments, or comprehensive and collision
Licensed Florida agents ready to answer your questions
Even if you've had trouble finding low cost FR44 Florida insurance elsewhere, we’re confident we can help.
Who Can Benefit From Our FR44 Services?
We assist drivers in all parts of Florida — from Miami to Jacksonville, Tampa to Tallahassee. Whether you just need a filing to reinstate your license or want a full policy that includes coverage for your vehicle, we’ve got a solution.
Our customers include:
Drivers with DUI convictions
Individuals required by the court to carry an FR44
Drivers whose license was suspended due to serious offenses
First-time FR44 applicants who are confused by the process
No matter your background, we treat every customer with respect and discretion.
Who Can Benefit From Our FR44 Services?
We assist drivers in all parts of Florida — from Miami to Jacksonville, Tampa to Tallahassee. Whether you just need a filing to reinstate your license or want a full policy that includes coverage for your vehicle, we’ve got a solution.
Our customers include:
Drivers with DUI convictions
Individuals required by the court to carry an FR44
Drivers whose license was suspended due to serious offenses
First-time FR44 applicants who are confused by the process
No matter your background, we treat every customer with respect and discretion.
Fast, Friendly, and Fully Approved by the Florida DMV
We’ve earned a reputation as one of the most trusted FR44 providers in Florida because we don’t cut corners. Our customer service is personalized, our quotes are fast, and our policies are approved by the state.
When you work with MyFloridaFR44.com, you’re working with a team that’s dedicated to helping you move forward. We don’t judge, we don’t waste time — we just help you get what you need: affordable DUI insurance Florida that meets every requirement and fits your budget.
How to Get Started
Getting your FR44 insurance is easy:
Request a Free Quote – Submit a quick form on our site or call us directly.
Review Your Options – We’ll provide a list of affordable, DMV-approved options tailored to your needs.
File Electronically – Once you choose a plan, we file it instantly with the Florida DMV.
Drive With Confidence – You'll receive immediate proof of insurance and get back on the road, fast.
WHAT IS AN FR44
A DUI conviction in the State of Florida will require an FR44 Insurance Policy with 100/300/50 Coverage. You must generally keep this policy in force for 3 years from your conviction date.
OWNER VS NON-OWNER
Simply put, if you need a vehicle listed on your policy, you 'll get a Florida FR44 Owner Policy. If you don't, you'll get a Non-Owner policy. Both come with the required 100/300/50 coverage.