FLORIDA FR44 NEWS AND INFORMATION
As you probably know by now, being convicted of a DUI in Florida can be both embarrassing and
expensive. If you’re like most of the thousands of people we help, you simply want to do your time,
pay your fines, get your driver’s license reinstated, and just move on with your life. So what are the
steps you need to take to get your driver’s license back and in good standing? Well, the first piece of
advice I want to give you is not to overcomplicate these things. The process is relatively simple as
long as you work with an agency that specializes in these types of issues. So step number one, enroll
and complete the curriculum at a DUI school. A simple Google search for DUI schools will show the
options closest to you. You will need to attend class and graduate before moving on to the next step.
Step two, a DUI conviction in the state of Florida will require you to get a Florida FR44 policy. While
this isn’t insurance in itself, it’s proof that you’re carrying the required liability limits. The limits that
must be carried are 100, 350. That means 100,000 for a single injury to a person, $300,000 for a
single injury to multiple people, and $50,000 if you were to damage any property.
Make sure you contact a reputable insurance agency that specializes in FR44 policies to ensure your
paperwork gets filed quickly and correctly. If your paperwork is not filed correctly, you could incur
additional fines, penalties, and incur longer suspension. The agency should be able to electronically
file your FR44 certificate immediately with the Florida DMV. Step number three, if you’re required to
have an Ignition Interlock device installed, you will need to have the installation completed before your
driver’s license will be reinstated. You will also need to purchase and show proof of a Florida FR44
before the Ignition Interlock facility will perform the installation. If you do not own a vehicle, you can
get permission from the owner and have the device installed in their car. Step number 4, physically go
to the Department of Motor Vehicles with your FR44 certificate. If you were required to have an
Ignition Interlock device installed, you must also bring proof that the installation was completed by a
licensed facility. Make sure you have money available to pay any fines imposed during your
conviction. The DMV will tell you how much you owe. Step number 5, your driver’s license will be
reinstated on the spot.
While it really is that easy, there are some things you need to know. One, a Florida FR 44 will be
needed for a period of three years from your date of conviction. This does not mean the date that the
DUI happened, but rather the actual date you were formally convicted. If you do not maintain your
FR44, the insurance company will notify the state of Florida that you’re no longer carrying an FR44,
and the state will suspend your driving privileges immediately. This will add three additional years to
your FR44 requirement. So to recap, one, attend all required classroom courses. Two, obtain a Florida
FR44 policy and certificate. Three, if an ignition interlock device is needed, get it installed. Four, go to
the DMV with your FR44 certificate and bring money to pay any fines. Five, get your driver’s license
reinstated. Here at FR44 and SR22 Experts, we’ve helped tens of thousands of Floridians get their
licenses back. In under 10 minutes, we’ll shop prices from multiple insurance companies, we’ll provide
you with the lowest cost plan with an A-rated carrier, and we’ll have your FR44 certificate filed with the
Florida DMV, electronically. If you have additional questions or if you need quotes for FR44 insurance,
feel free to call us at 1-855-678-6977.
You can also visit our website at www. Myflloridafr44. Com. Thank you.
At FR44 & SR22 Experts, we put People Above Commissions. We're a family owned agency that's been in business for 10 years. Our motto is, "Take Care of the Customer First and the Rest Will Work Itself Out On Its Own."
Sam Ridgeway is a family man - a husband, a father, a grandfather. He has grandchildren. Sam is also a War Veteran having served in the US Army in the Gulf War and cares about our Veterans and the services they receive. He is a member of the National Ethics Association and tries to make a difference for those that need his help.
FR44 & SR22 Experts is a family company. It's been in business for over a decade and continues to serve those that need the services fairly, quickly, and with respect.
Give Sam and his staff a call for the cheapest FR44 Insurance, the best FR44 Insurance, the fastest FR44 Insurance, and be treated with the respect and the care that you deserve! You can also use the FR44 Insurance Quote system on this site. Fr44 & SR22 Experts are bilingual - Spanish and English language is spoken.
My marketing director came to me and said "Sam, I need you to make a video and in the video, I need you to explain why people should work with FR44 and SR22 Experts" and I'm like well what do you mean, like what do you have. Well, she says, credibility like all the stuff that you do. She says you're a father right? Yeah, I'm a father. So are a grandfather? Yeah, I'm a grandfather. So you're a husband? Yes, I'm a husband. You've been in business for ten years - right? Yes, I have. You sell more fr44 and sr-22 than any other agency you know is that correct? Yeah. She said you're a war veteran right? I said yeah. She says all I need you to do is just tell people that, tell people that the agency puts the customers before Commissions. One of the philosophies that I have is as long as you take care of the customer first the Commission's are going to follow. I say commissions because that's a driving force amongst a lot of insurance agencies. How much are we gonna make off of that?? If you just take care of people you never have to worry about commissions -that's what I found.
I've been doing this fr44 and sr22 for ten years, but I've been in the insurance business for about twenty years, so it's always held true. Take care of the customer first. I said I can't go on camera and talk about that. How awkward is that and she's like well as long as you answer those questions you've pretty much done what I want. I guess that's it that's the video as awkward as it would be, I think you should work with FR44 & SR22 Experts because it's a family-owned business, we put the customer first, and will always do what's in your best interest.
Meet Sam Ridgeway. Sam is the owner and managing partner of Fr44 & SR22 Insurance Experts.
One of the questions Sam expects people to ask is “Why should I work with FR44& SR22 Experts?”
Individuals that have been classified as “high-risk drivers”, which can be the result of many things including a poor credit score EVEN IF IT’S NOT YOUR FAULT!!! may find themselves in need of this insurance. One of the requirements of license reinstatement in Florida after a DUI conviction is FR44 Insurance. Providing GREAT insurance, meaning insurance with an A-rated carrier, is a very specialized market that most insurance companies do not participate in. Most insurance agents have very limited knowledge and experience in providing this insurance for high-risk drivers. This means that they are not as familiar with, and efficient in providing, the necessary forms, paperwork, and additional requirements that a high-risk policy requires including the FR44 and SR22 financial responsibility forms.
Sam recommends that you call FR44 & SR22 Experts first and let his talented team of professionals provide the FR44 and SR22 requirements while keeping your existing insurance if at all possible. This may be the least expensive alternative although it is not always available once you have been classified as a “high risk” insured.
Sam and his team write literally thousands of FR44 and SR22 policies each year, it is what they specialize in. They know the requirements and are available on a moments notice. They work with the DMV or the Insurance Company to make sure your policy and your paperwork meet all the requirements and that it gets approved on the spot.
Customer service is important. Unless you are dealing with an expert, if there is any issue with the paperwork either when you apply for your license reinstatement or afterward, most insurance companies will not have the knowledge or the experience to solve the issues. FR44 & SR22 Insurance Experts have a customer service department specifically trained in any problems or hiccups in the process and are available to immediately and efficiently solve the problem. That is one of the extra benefits of dealing with an expert in this field. There is no reason to leave something as important as your FR44 or SR22 coverage to chance, trust the experts, trust the people that write FR44 and SR22 Insurance all the time. Trust FR44 & SR22 Insurance Experts.
Why work with FR44 & SR22 Insurance Experts – FR44 and SR22 Insurance is all the team does, they are one of, if not the largest, producers of this insurance, and they do it well.
Call or contact the team for your FR44 Insurance today!
FR44 & SR22 Experts are the Industry Leaders in the Florida FR44 insurance market. We literally sell thousands of policies every year. Today we discuss how long it takes to actually get a Florida FR44 from the time you call until your policy is bound.
There’s a reason this is an important question. Every day we have people call us and say, “I need an FR44, like yesterday”. Some went to get their driver’s license reinstated and were told they need to get an FR44 first. Others were getting an ignition interlock device and were told they need an FR44 before the company would install the product. Still others show up to court and are told they need an FR44 in place before their hearing starts in 10 minutes. The common theme to all of these cases is that the DMV isn’t always good about telling people what they need. Many times people show up to get their license back in good standing and that’s the first time they hear about this thing called an FR44.
The good news is it usually takes longer to enter your information into the system than it does for us to shop the best rate across over 10 different companies and bind your policy. We work with all of the appropriate governmental agencies on an electronic basis so your FR44 certificate can be generated immediately and faxed to the appropriate entity within minutes. It’s pretty common around here to get a call from someone in line at the DMV and, before they get called to the window, we have their FR44 Certificate sitting on the local fax machine.
So the answer to the question, “How Fast Can I Get an FR44?” is… within minutes. However, you have to work with an agency that’s familiar with the FR44 process. You have to work with an agency that can electronically file your documentation on your behalf. You have to work with an agency that can intervene, if necessary, and talk the talk, if the DMV gives you grief over your suspension.
At FR44 & SR22 Experts, we are that agency. This is our specialty and we write literally thousands of FR44’s every year. Call us today at 1-855-678-6977 to speak with one of our licensed insurance professionals. We even have agents that speak Spanish. You can also access our cutting edge Quoting Software at www.MyFloridaFR44.com for FREE, no obligation quotes from over 10 companies.
Hello again. It’s Sam Ridgeway with MyFloridaFR44.com and today we’re going to talk about how to find the cheapest FR44 insurance. First, there are many variables that factor into the pricing of an FR44 policy. Some of those variables are:
Where you live. You see, certain areas have a higher number of auto insurance claims than others and, if you live in one of those areas, you’re going to pay more for your FR44 Insurance.
Do you own a car? If you own a vehicle you’re going to pay more than if you don’t. This is because the insurance company has to cover the vehicle on an FR44 Owner Insurance Policy, but doesn’t cover a vehicle on an FR44 Non-Owner InsurancePolicy. Non-Owner Florida FR44‘s are always cheaper.
Your driving record. Do you just have a DUI on your record or are there other infractions? The more issues you’ve had, the more you will pay because, according to the insurance company, you’re a higher risk.
Have you cost insurance companies money in the past? Even if the insurance company you’re with hasn’t paid any claims for you, believe me, they know how much you’ve cost other insurance companies. If you’ve had large claims with any insurance company, they’ll know and you’ll pay more.
Your age. As a rule, older drivers, up to a certain point of course, are more careful drivers than the average younger person. There are always exceptions to the rule, but the law of large numbers shows this to be frequently true. You’ll pay more for your Florida Fr44 Insurance if you’re younger.
Your gender. Females often drive more carefully than males, especially at a younger age. If you’re a young man, you’re statistically expected to be far more careless. And as such, you’ll pay more.
There are other factors, but these are the main ones. So how do you find the cheapest FR44 insurance? You do what you’d always do when looking for the best price. You’d call different companies, you’d have each of those companies run different quotes, you’d write down all of the prices. You’d compare your results and you’d make an informed decision about where to buy your Florida FR44 Insurance policy.
Now why you’d want to go through all of that doesn’t make a whole lot of sense to me when you can just call us and have over 10 of the top insurance companies shopped for you in under 5 minutes… I mean I guess you could do it on your own if you have a few hours to spend on the phone.
We impartially shop companies for you and in just minutes we can tell you what your best price will be, with an A or better rated company. We do this for a living and we don’t even know which company will be the cheapest until we run your information through our cutting-edge rating software.
So give us a call today at 1-855-678-6977 to speak with a licensed agent. We even have bilingual agents if you speak Spanish.
Free, No Obligation, quote from over 10 companies shopped.
Don’t make this FR44 thing harder than it has to be. Give the FR44 & SR22 Experts a call today
Today I want to discuss the topic of “What Is a Florida FR44”?
In simple terms, a Florida FR44 Auto Insurance Policy has three main coverage components. You’ll often see the coverage listed as 100/300/50 on the Insurance Policy.
When reading the FR44 Auto Insurance Policy, the 100 means you’re covered up to $100,000 for any bodily injury you would inflict, $300,000 is the maximum payout for the injury of 2 or more people, and $50,000 is the maximum paid for any property damage you might have caused.
You can always purchase more Insurance coverage, but you won’t be legal if you purchase less Insurance coverage.
There are two “flavors” of Florida FR44 Auto insurance. If you have a vehicle, you’ll want what’s called a Florida FR44 Owner Insurance Policy. If you don’t have a vehicle, you can purchase a Non-Owner Insurance Policy.
The Florida FR44 Non-Owner Insurance policy will always be the cheapest way to go since the insurance company doesn’t have to cover the insurer for the cost of replacing a vehicle.
Now we understand that receiving a DUI in Florida is probably one of the most frustrating events of your life. While there’s nothing we, or anybody, can do to make it a “pleasant experience” overall, we can certainly make purchasing a Florida FR44 policy CHEAP. We specialize in Owner and Non-Owner Florida FR44 Auto Insurance Policies. By shopping the market across multiple insurance companies, we’re able to find the cheapest Florida FR44 Insurance with an A Rated or better company.
There are so many variables when it comes to Florida FR44 insurance policies. The fastest way to get quotes from multiple insurance companies in less than 5 minutes is to call 1-855-678-6977 and speak with one of our licensed insurance professionals. We have both English and Spanish speaking agents available.
Don’t make this harder than it has to be. Call the FR44 & SR22 Insurance Experts Today.
Can police take blood in a Florida DUI case?
Can Police Take Your Blood in a Florida DUI Case? Comparing Blood Tests to Breathalyzers When you’re pulled over and suspected of driving under the influence (DUI) in Florida, law enforcement has several tools at their disposal to determine whether you’re intoxicated. Two of the most common methods are the breathalyzer and the blood test.…
Read MoreWhat is a hardship license?
A hardship license is a special license the DMV can grant you for the duration of your driver’s license suspension from your DUI charge that will allow you to drive for anything necessary to maintain your life or your livelihood. This includes driving to and from work, school, religious services, and grocery shopping.
Read MoreHow long will a DUI stay on my Florida driving record?
The state of Florida has very strict laws when it comes to driving under the influence. Individuals who are convicted face fines, loss of licensure, and jail time—even for first-time offenses. The rules are similarly harsh when it comes to your driving and criminal record. Expunging or Sealing Your DUI Conviction in Florida A DUI…
Read MoreCan I drive after I have been arrested for DUI in Florida
The short answer is yes. It is possible to continue to drive after you’ve been arrested on a DUI charge. However, you likely will not enjoy normal driving privileges. Florida is strict even for first-time offenders, and there are specific rules and deadlines that must be met in order to continue driving. Florida’s 10-Day Rule…
Read MoreAlcholol Monitoring as a Sentencing Option
Florida DUI: Alcohol Monitoring as a Sentencing Option and Its Impact on Driver’s Licenses and FR44 Insurance Driving under the influence (DUI) in Florida carries serious consequences, including fines, jail time, license suspension, and mandatory insurance requirements. One increasingly common element in DUI sentencing is the use of alcohol monitoring. This article explores how alcohol…
Read MoreHow Do You Get FR-44 Insurance in Florida? Here What You Need to Know
The FR-44 Insurance Florida or FR-44 filing was instituted by the state to insure that a driver who has been convicted of a DUI charge has a 100/300/50 liability limit. Select Your State: Choose State…AlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington D.C.DelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming This means there […] Click here to view original…
Read MoreHow Do You Get FR-44 Insurance in Florida? Here What You Need to Know
How to Find Affordable FR-44 Insurance in Florida Looking for low-cost FR-44 insurance in Florida? One of the best ways to save money is to compare quotes from multiple providers online. In the past, most online resources focused only on SR-22 filings, but today, you can find several insurers offering policies tailored for high-risk drivers,…
Read MoreHow Not Having a Good DUI Lawyer Could Cost You $15,255
How Much Does a DUI Really Cost in Florida? If you’re facing DUI charges in Florida, you’re probably overwhelmed with questions and fear: Will I go to jail? Is this going to follow me for life? Can I lose my job? How will this affect my family and finances? Where do I even start when…
Read MoreUnderstanding the Cost Dynamics of FR44
Understanding the Cost Dynamics of FR44 and Policy Variability While the administrative fee for an FR44 ranges from $15 to $45, it’s essential to understand that the significant cost pertains to the underlying insurance policy. The actual cost for such a policy varies individually, influenced by factors such as driving history, age, and geographical location,…
Read MoreWhere can I Find My Florida FR44 Case Number
In Florida, the FR44 is an endorsement to your auto insurance policy, proving that you carry the required minimum amounts of liability coverage. If you’ve been told you need an FR44 it’s due to a license suspensioN, such as a DUI. If you are looking for your Florida FR44 case number: 1. Check Paperwork: The…
Read More